accounting for tradespeople

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TOP-RATED ON BARK | 48 VERIFIED 5-STAR REVIEWS

Accounting for Tradespeople, Done Properly

I handle your books, tax returns and HMRC filings so you can focus on the work that actually pays you.

You deal with me directly, get a fixed price upfront, and hear back the same day, every time.

★★★★★Verified Bark Review

“Spoke with David on the phone and knew instantly he was the one I wanted to go with. Spoke me through everything and any questions I had I just messaged him and he replied right away. Would highly recommend.”

John Brennan · verified client
Tradesperson reviewing accounts with STZ Accounting, qualified accountant for tradespeople across Scotland and the UK
48 verified 5-star reviews on Bark
Qualified accountant with 25 years of real business experience
100+ businesses served across the UK
Same-day responses as standard
Fixed price quotes, no surprise invoices

Are your books actually in order?

Answer five quick questions and get a personalised next step tailored to your situation as a tradesperson.

WHAT I DO

What I handle on your behalf

From daily bookkeeping through to year-end accounts and CIS returns, I take care of the paperwork so you do not have to.

01

Self Assessment Tax Returns

If you work as a sole trader or take income outside of PAYE, you need to file a Self Assessment return with HMRC each year. I handle yours from start to finish, claim every allowance you are entitled to, and file well before the 31 January deadline. You tell me what you earned and spent, and I take it from there.

Sole traders and subcontractors
02

Bookkeeping and Year-End Accounts

Keeping your records straight throughout the year means no last-minute panic and no missed deductions. I handle your day-to-day bookkeeping, bank reconciliation and year-end accounts, whether you are a sole trader or a limited company. Everything is kept clean and ready for HMRC at any point.

Ongoing or annual
03

CIS Returns and Subcontractor Records

If you work under the Construction Industry Scheme as a subcontractor, you need monthly CIS returns filed correctly with HMRC. I handle your CIS deductions, verify your records and make sure your submissions go in on time. From April 2026, nil returns must also be filed for months with no payments, and I will take care of that too.

Builders, plumbers, electricians and more
WHY IT WORKS

Why clients come back every year

Tradespeople stay with me because the service is straightforward, the price stays fixed and nothing falls through the cracks.

You always deal with David directly

There are no juniors, no call centres and no handoffs to someone who does not know your situation. When you message or call, you get me. That matters when you have a question about a job, a receipt, or a deadline coming up.

A fixed price agreed upfront

I give you a fixed quote before we start, so you know exactly what you will pay. There are no hourly billing surprises and no invoice you did not expect at the end of the year. Sole trader packages start from £150 plus VAT per month.

25 years of real business experience

Before I qualified as an accountant, I spent over 25 years running businesses in the real world. I understand the cash flow pressure of project-based work, the cost of materials and tools, and what it feels like to juggle jobs and admin at the same time. I am not just someone who studied numbers from a textbook.

FROM CLIENTS I WORK WITH

What clients say

★★★★★

“David has been absolutely fantastic from start to finish — very efficient, knowledgeable and understanding, and all work completed within the reasonable agreed fixed quote.”

Suraen Mayor
Verified Bark Review
★★★★★

“David is exceptional. Over my years in business I have worked with several accountants for different projects. David is quick, efficient & his price is excellent value for money. I highly recommend him.”

Gwen Cumming
Verified Bark Review
★★★★★

“Would highly recommend David. Professional, understanding and made the whole process straightforward, explaining every step.”

Ross Mitchell
Verified Bark Review
GETTING STARTED

How it works

Getting started takes one call, and most tradespeople have everything sorted within a week.

01

Book a free call

Pick a time that suits you and we will have a short call, usually 20 to 30 minutes. No preparation needed on your part. Just tell me where you are at and what you need help with.

02

I review your situation

After the call, I will look at what you have got, what is missing and what needs to be done. Whether you have a shoebox of receipts or nothing filed for two years, I will tell you exactly where things stand.

03

You get a fixed price quote

I give you a clear, written quote for the work. No vague estimates and nothing open-ended. You decide whether to go ahead with no obligation.

04

I take care of everything

Once you are on board, I handle your accounts, filings and HMRC correspondence. I keep you updated at each stage and respond to questions the same day.

COMMON QUESTIONS

Common questions

You are not legally required to have one, but most tradespeople find they save more than the fee once all allowable expenses are properly claimed. A qualified accountant also makes sure your Self Assessment is filed correctly and on time, which avoids HMRC penalties. Missing the 5 October registration deadline or the 31 January filing deadline can result in fines.
You can typically claim tools and equipment, work clothing and safety gear, vehicle costs for business travel, materials used on jobs, and the business proportion of your phone and home office if you work from there. Each situation is different, so I check your specific setup and make sure nothing claimable is missed.
No, it is not too late, and it is far better to sort it now than to wait. I work with tradespeople who are one, two or even three years behind on their filings. HMRC penalties for late returns are fixed in structure, and getting everything filed as soon as possible stops them growing further. We can work through it together in a straightforward way.
If you work as a subcontractor in construction, your contractor is likely deducting CIS tax from your payments before they pay you. Those deductions can be offset against your tax bill, but only if the paperwork is filed correctly. I handle CIS returns and make sure you are not overpaying tax or missing out on money owed back to you.
David Roseweir, STZ Accounting

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