Sole trader accounts

Top Rated on BarkTop Rated on Bark★★★★★
TOP RATED ON BARK – 48 VERIFIED 5-STAR REVIEWS

Sole Trader Accounts, Handled Without the Stress

I take your sole trader accounts off your plate completely, from bookkeeping and self assessment to VAT returns and year-end figures.

You deal with me directly, get a fixed price upfront, and never wait more than a day for a reply.

★★★★★Verified Bark Review

“Dealing with self assessments and tax returns can be very stressful. But David Roseweir in STZ Accounting made that very simple. He is approachable, efficient and very professional.”

Busola · verified client
David Roseweir, sole trader accountant at STZ Accounting, Strathaven, South Lanarkshire
48 verified 5-star reviews on Bark
25+ years real business experience before qualifying
100+ businesses served across the UK
Same-day responses as standard
Fixed prices, no surprise invoices

Are your sole trader accounts in good shape?

Answer five quick questions and get a clear, honest picture of where you stand and what to do next.

WHAT I DO

What I handle on your behalf

Whether you are just starting out or have been trading for years, I cover every part of the accounts process so nothing gets missed.

01

Self Assessment Tax Return

I prepare and file your self assessment tax return with HMRC from start to finish. Every allowable expense is identified and claimed, and you are told exactly what you owe before anything is submitted. No last-minute panic, no guesswork.

Filed on time, every time
02

Bookkeeping and Year-End Accounts

I keep your records accurate throughout the year, reconcile your bank account, and prepare your year-end accounts to the required standard. You get a clear picture of your income and outgoings without having to dig through a pile of receipts yourself.

Included in the Sole Trader Package
03

VAT Returns

If you are VAT registered, I handle your quarterly submissions and advise you on the right VAT scheme for your situation. Deadlines are tracked and met without you having to think about it.

Quarterly submissions covered
WHY IT WORKS

Why clients come back every year

Most sole traders stay with me because the service is personal, the price is fixed, and the replies are fast.

You always deal with me directly

There are no junior staff and no handoffs at STZ Accounting. When you send a message or pick up the phone, you reach me. I know your situation because I have been handling it personally from day one.

A fixed price, agreed upfront

You receive a clear quote before any work begins. The price does not change when your situation turns out to be slightly more complex than expected. No unexpected invoices at the end of the year.

25 years of real business experience

I spent over 25 years running businesses before I qualified as an accountant. That means I understand what it is actually like to be self-employed, not just what the textbooks say. I give you practical answers, not jargon.

FROM CLIENTS I WORK WITH

What clients say

★★★★★

“David was incredibly helpful with my accounts. The process was quick, easy, and stress-free thanks to his expertise. I highly recommend his services!”

Craig Gallagher
Verified Bark Review
★★★★★

“I’ve used David the past 3 years for my tax return, every year it has been a pleasure and completely stress free — any questions I have he gets back same day. I would highly recommend David to anyone in need of an accountant!”

Liam Turnbull
Verified Bark Review
★★★★★

“Would highly recommend David. Professional, understanding and made the whole process straightforward, explaining every step.”

Ross Mitchell
Verified Bark Review
GETTING STARTED

How it works

Getting started takes one short call, and I handle everything from there.

01

Book a free call

Choose a time that suits you and book a free call directly in my diary. There is no sales pitch and no obligation. It is just a conversation about your situation.

02

I review your situation

On the call, I ask a few straightforward questions about your income, your records, and any deadlines coming up. If you are behind or worried about something, tell me. I have heard it before and I will not judge you for it.

03

You receive a fixed quote

Once I understand what you need, I send you a clear, written quote with a fixed price. No hourly rates, no estimate ranges. You know exactly what it will cost before you commit to anything.

04

I take it from here

Once you are happy to proceed, I handle your accounts, file with HMRC on time, and keep you updated in plain English. If a question comes up, I reply the same day.

COMMON QUESTIONS

Common questions

You need to keep a record of all your income and all your business expenses, along with any receipts or invoices that support them. HMRC requires you to hold these for at least five years after the January self assessment deadline. A photo of a receipt saved to your phone counts, as long as it is legible and stored somewhere you can find it.
From April 2026, sole traders with income over £50,000 in the 2024 to 2025 tax year are required to keep digital records and submit quarterly updates to HMRC instead of a single annual return. The threshold drops to £30,000 in April 2027 and £20,000 in April 2028. If this applies to you, I can set you up with the right software and handle the quarterly submissions on your behalf.
This comes up more often than you might think. Whether you have a carrier bag of receipts or nothing filed for two years, the situation is nearly always fixable. The worst thing you can do is keep avoiding it. Book a call and tell me where things are, and I will give you an honest picture of what needs to happen.
The Sole Trader Package starts at £150 plus VAT per month and covers invoicing, bookkeeping, bank reconciliation, VAT returns, annual accounts, and your personal self assessment. Everything is included at a fixed monthly price with no extras added later. If your needs are different, I will quote you a specific price on our call.